Why do women pay more for health insurance premiums?
It is disheartening to know that at this day and age discrimination still happens. Not based on race but on gender. Asking women to pay more for insurance premiums than men with the same coverage and...
View ArticleAuto Insurance Mistakes to Avoid
Many people view auto insurance as a necessary evil. It’s a requirement for all states in order for you to be able to drive. However, don’t just go out and buy the first and cheapest coverage you find....
View ArticleAvoiding Fake Auto Insurance Companies
You’re looking for auto insurance coverage and decide to check the internet. After all, almost anything and everything can be found online these days. Literally thousands of results jump out at you...
View ArticleCommon Car Insurance Myths and Misconceptions
Most people consider car insurance complicated; much more so because of misinformation and myths. Here are a few: I will not be charged if the accident is not my fault. Whatever happens, whether it was...
View ArticleCommon Car Insurance Fees
Aside from the car insurance premium that car owners pay, there are also other fees that need to be paid or settled. Some of these fees are not really paid upfront together with the premium. The car...
View ArticleAvoid Life Insurance Scams
When we hear of life insurance scams, the first image that comes to mind is a clever villain who stages his own death in the middle of the ocean leaving his beautiful beneficiary to claim his...
View ArticleHow much life insurance should I carry?
It’s the question most people ask themselves when considering taking out a life insurance policy. They’ve asked themselves if they need it, and may have arrived at the decision based on the fact that...
View ArticleLife Insurance and Critical Illness Cover
Critical illness cover is usually obtainable when purchasing a life insurance policy, at an added cost. First offered in South Africa in 1983, it has since gained popularity in Europe, Canada and...
View ArticleLife Insurance Mistakes to Avoid
If a lot of people are living with inadequate health insurance, and many others going without it, you can be sure that the same can be said about life insurance. A study done on August 2010 by LIMRA,...
View ArticleLife Insurance Settlement
Life insurance settlement is the process involving the sale of an insurance policy by an elderly policyholder with only a limited life expectancy to a third party investor. Typically, the policy will...
View ArticleClaiming a Death Benefit
Death Benefit, also known as Proceeds is the amount that is payable to his or her beneficiary by the life insurance company upon the insured’s death. A person who purchases a life insurance policy is...
View ArticleTravel Insurance Mistakes to Avoid
All your bags are packed and ready to go—camera – check, cell phone – check, swim suit – check, tickets – check, travel insurance?—hmm. We all know going away on vacations or even just leisurely trips...
View ArticleWhy do people buy Children’s Life insurance?
Life insurance is the purchase of life policies to ensure that the future of the dependents of the insured is secured after their death. So what is the reason for children’s life insurance? Unless...
View ArticleLife (Insurance) After Divorce
When a marriage ends, it does not mean that the financial obligations that come along with it also cease. With it come alimony, child support, and lawyer’s fees that will surely impact your financial...
View ArticleTypes of Life Insurance
Life Insurance is a security we pay for in the event of death due to critical or terminal illness. The insured pays a premium to the company, in payments that have been agreed upon by both parties....
View ArticleWHOLE LIFE INSURANCE: Advantages and Disadvantages
What is Whole Life Insurance? Whole Life Insurance is a kind of insurance that remains active for the duration of the insured party’s lifetime and beneficiaries are paid after the policyholder’s...
View ArticleBipolar Disorder: Is there room for it in health insurance?
According to the National Institute of Mental Health, bipolar disorder affects approximately 5.7 million American adults, or about 2.6 percent of the U.S. population age 18 and older in a given year.*...
View ArticleHealth Insurance Mistakes to Avoid
In these tough financial times, the primary concern for many is to find ways to save money. What’s equally, if not more important is to find sufficient health care coverage. So many people are walking...
View ArticleHealth insurance scams
Health insurance scams The recent economic downturn, rising unemployment rates and skyrocketing health coverage premiums have set the stage for unscrupulous individuals and companies. They prey on the...
View ArticleLong Term Care Insurance
The daily activities of life, while significant and worthwhile, are often taken for granted by many. Until tragedy, or old age, strikes and then we are faced with having to rely on other people for...
View ArticleStudent Health Insurance
Simply put, student health insurance is a type of health insurance that is designed specifically to meet the health and medical needs of students. It is usually offered as a group benefit and is...
View ArticleCritical Illness Insurance
Critical illness insurance is a policy intended to relieve financial pressures by means of paying what is called a lump sum, free of tax in the event that the policyholder becomes seriously sick or...
View ArticlePros and Cons of Group Health Insurance
Group health insurance provides health care coverage for a group of people. Here, people enroll in a group plan to get health insurance coverage instead of an individual insurance plan. This is often...
View ArticlePros and Cons of Individual Health Insurance
Unemployed and self-employed people commonly get individual health insurance plans. Before one can avail of a private or individual health insurance plan, a series of exams, surveys and an interview...
View ArticleTypes of Health Insurance
Health insurance comes in many forms. Although no one type of health care is considered better than another, it really is just a matter of what an individual may need. Health insurance plans can be...
View ArticleMedical Coverage in a Car Accident
When we acquire medical health insurance plans, people often mistake that they are also covered in the event of an accident. However, it is not the case. Health insurance is completely different from...
View ArticleEnsuring Long-Term Care for Alzheimer’s disease
Alzheimer’s disease is the most common form of dementia, which is characterized by the progressive loss of memory and other cognitive abilities. In 2008, an estimated 5.2 million Americans suffer from...
View ArticleHealth Insurance for Children
The State Children’s Health Insurance Program, or later more simply known as Children’s Health Insurance Program (CHIP) was created in 1997 to insure children in families with modest income, too high...
View ArticleFederal Employees Dental and Vision Insurance Program
In a country, it is viewed that the people are its best assets. It should not, therefore, come as a surprise that those people who work for the federal government and postal services, are entitled to...
View ArticleThe Good and the Bad: A Review of the Healthcare Reform
March 23, 2010, marked the signing of the Patient Protection & Affordable Health Care Act or HR 3590 (PPACA). The President may not have claimed that it will solve all of the country’s problems...
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